Platinum Client Services
Investment Planning & Oversight Services
- Review of your investments and design of a personalized portfolio appropriate to your needs
- Year-long, continual monitoring of your investments
- Quarterly, semi-annual or annual meetings to: review and evaluate your investment performance,
update your overall financial objectives and if necessary, reallocate your portfolio as agreed upon by you - Quarterly Statements
- For advisory accounts, commission-free transactions on most stocks, bonds or mutual fund trades (certain transaction fees may apply)
- Independent Financial Planners offering Independent Advice
- Recommendations regarding asset allocation of investments within your employer provided retirement plans
such as 401(k)s, 403(b)s or Thrift Savings Plans
Retirement Income & Distribution Planning
- Analysis of your income needs now and in the future
- Continual development and implementation of recommendations to fund your income needs
and help maintain a comfortable standard of living - Recommendations regarding the most appropriate distribution strategy for your employer retirement plans and IRAs
- Analysis of the beneficiaries of your IRAs and how to establish an Inherited IRA
- Help with decisions regarding when to take Social Security payments
Tax Reduction Planning
- Comprehensive review of your tax return to highlight opportunities for maximizing tax reduction strategies
- Annual review of your tax situation and planning to incorporate any new tax law changes
- Complimentary consultation with your tax preparer
- Recommendations of tax solutions including tax-advantaged investments
- Staying up-to-date on and presenting new tax laws that can affect your situation
Family Wealth & Estate Planning
- Analysis of your current estate plan and concerns and complimentary consultation with your attorney
- Assistance in transferring assets to your Living Trust or setting up Transfer on Death accounts
- Trusted financial advisors to provide guidance to the survivor(s) and necessary actions to be taken in the event of the death of a loved one
Client Services & Communications
- Quarterly, semi-annual or annual reviews
- Quarterly Newsletter to keep you apprised of the most current planning options
- Special reports on how to help reduce your taxes and other important topics
- Special Platinum Client Services Events, including client appreciation events (where you may bring guests)
- Access to your own state-of-the-art "Wealth Link"